About the guests:
Tim Bogert, CLU,
CHFC, LIC, AIF® With over 40 years of expertise in values-based financial
planning, Tim is dedicated to helping families build, protect, and preserve
their wealth with confidence. His approach is rooted in the Five Pillars of
Comprehensive Planning—proactive tax strategies, tailored wealth management,
asset protection, and estate planning—ensuring financial security at every
stage of life. For families with loved ones who have disabilities, Tim
incorporates a vital sixth pillar: Special Needs Planning, guiding caregivers
in structuring assets to protect government benefits like SSI and Medicaid
while helping ensure long-term stability.
Together with his business partner Elizabeth Larson, Tim
brings a unique combination of expertise and personal experience to financial and special needs planning. As a member of the Ed Slott Master Elite IRA Advisor Group™, he has appeared on PBS over 30 times, educating families on tax-efficient retirement strategies. Beyond his professional achievements, Tim is a father to 13 children, including four with Down syndrome, giving him a deep understanding of the challenges caregivers face. His mission is simple: to help families navigate complex financial landscapes, optimize resources, and create a secure future for generations to come.
Elizabeth “Betsy” Larson,
WMCP®, BPC is dedicated to helping individuals and families make informed decisions that align with their priorities. She specializes in special needs planning, offering guidance to families navigating the complexities of
government benefits, asset protection, and long-term financial security for
loved ones with disabilities. Having grown up in a large family that includes
four sisters with Down syndrome, Elizabeth brings both professional expertise and deep personal understanding to her work—helping clients replace uncertainty with confidence and peace of mind.
A proud member of the Academy of Special Needs Planners,
Elizabeth integrates the Six Pillars of Special Needs Financial Planning into
her strategies, addressing everything from financial and tax planning to asset management and legacy protection. She believes that every family’s financial journey is unique and works collaboratively to develop customized, proactive solutions that help ensure long-term stability.
About the guest host:
Kirsten Schlumbohm is the Vice President, Head of Annuity Sales at C2P. She has over 15 years of industry experience, in which she has served as an insurance and annuity wholesaler, sales trainer and leader, and financial advisor. In addition to her life and health insurance licenses, she holds her Series 66 and a degree from Iowa State University.
Kirsten is committed to empowering people and helping them reach the retirement finish line. She believes in optimizing processes to build strategies out of silos and encourage tighter collaboration. When she isn’t busy helping her advisors, Kirsten can be found running trails in the great state of Oregon, watching Iowa State Football, and changing the world by rescuing one senior dog (or two) at a time with her husband Jeff.
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