C2P Leadership Team

Luke Ripienski, CFP®
Chief Compliance Officer

 

 

 

Simplifying Financial Planning for Financial Advisors and Their Clients

C2P Enterprises (C2PE) is a holding company comprised of four distinct brands, each designed to simplify financial planning for advisors and the clients they serve. United by the vision to provide planning and financial products and solutions in the best interest of the client, each company offers education, training, resources, and tools to meet a client’s unique financial situation, along with access to an array of investment and insurance vehicles to help accomplish their goals.

Each organization is committed to fiduciary best interest practices and raising industry standards for a higher quality of holistic financial planning services to families worldwide.

Best-selling Retirement Planning Book Now Available to Travelers Across the Country

Cleveland – October 3, 2017 – Jason L Smith, a nationally-acclaimed speaker, financial planner, author, coach, and entrepreneur now has his new best-selling book, “The Bucket Plan: Protecting and Growing Your Assets for a Worry-Free Retirement” available in Hudson bookstores in airports across the country. Achieving best-seller status in both the Retirement Planning and Wealth Management categories on Amazon, the book is currently featured on the hardcover table displays at Hudson News locations across the U.S., including New York (JFK & LGA), Los Angeles (LAX), Seattle (SEA/TAC), Denver (DEN), Chicago (MDW & ORD), Cleveland (CLE) and more. The book is also available at Amazon.com, Barnes & Noble and other independent bookstores.

“The reaction to the book has been amazing. The Bucket Plan concept is an easy-to-understand, straightforward way to organize your financial planning in a time when planning for retirement can be complicated and, quite frankly, intimidating,” says Smith. “Let’s face it; it is a scary time to retire for many. Because of this, I want to make sure that my book gets into the hands of as many people as possible, making holistic financial planning accessible to families worldwide. Partnering with Hudson News is an exciting step toward reaching this goal.”

“The Bucket Plan: Protecting and Growing your Assets for a Worry-Free Retirement” is based on a true story about retirement planning explained through the eyes of Jerry and Irene. The book is designed to educate current and future retirees with a simple, yet structured approach and illustrates how to plan for the now, soon and later years of retirement.

Smith has been successfully utilizing The Bucket Plan® planning process in his Cleveland-based financial planning firm for more than a decade and has been training other financial advisors on how to implement this turnkey approach to financial planning since 2011.

The foreword of the book was written by Ed Slott, CPA, who has been recognized by The Wall Street Journal as “America’s IRA Expert” and is a professional mentor to Smith.

“The Bucket Plan: Protecting and Growing Your Assets for a Worry-Free Retirement” is available for purchase at www.BarnesandNoble.com and www.Amazon.com. For more information, visit TheBucketPlanBook.com or follow The Bucket Plan on Facebook and Twitter.

New Entity Offers Access to Comprehensive Training, Coaching and Turnkey Processes to Industry

Cleveland, Ohio – March 16, 2017  – Clarity 2 Prosperity announces the launch of its fee-only training organization. This new entity offers financial advisors access to comprehensive training, coaching and mentoring as well as turnkey financial planning, innovative operations and marketing processes. These valuable resources will be available to all financial advisors, regardless of their corporate affiliations.

“We’ve heard from numerous advisors and institutions who craved the robust training we’ve developed in programs such as holistic planning and The Bucket Plan^® Best Interest Planning Process. Unfortunately, our previous structure limited our programs to financial professionals who were already associated with the Clarity brands,” says Jason L Smith, Founder and CEO of Clarity 2 Prosperity. “Now, all advisors—whether they work for an institution, are independent, or are licensed through other third parties—can tap into our programs and processes for a fee. In addition, we have also opened our programs to institutions who desire turnkey training for their advisor force.”

Over the past year, Smith has had direct lines of communication with the DOL and SEC and has gained the insight needed to get in front of upcoming legislative changes. While the final form and timeline of the fiduciary rule continues to take shape, Clarity 2 Prosperity’s offerings are designed to equip advisors and institutions with the processes they need to adapt and succeed in representing their client’s best interests in addition to new or evolving regulations. “We want to make sure all advisors, and not just those who work for multi-billion-dollar wirehouses, have the opportunity to not only survive but thrive, regardless as to how fiduciary regulation continues to evolve,” says Smith. “Our training gives individual advisors and small to mid-sized institutions a leg up and their clients access to planning processes that are truly in their best interest. It’s a win-win for all!”

“We’ve identified a gap in the industry” explains Dave Alison, Executive Vice President and Founding Partner of Clarity 2 Prosperity. “With holistic planning and documentation processes becoming more necessary and in greater demand, there are very few organizations as prepared to provide this level of training and resources to help advisors meet those needs. Regardless of legislation, advisors want to work in their client’s best interest, and all of our offerings are designed to help advisors do just that.”

Clarity 2 Prosperity’s offerings include:

• live, interactive training, both in large and small group formats, on multiple topics, including holistic planning and the best interest planning process;
• ongoing one-on-one or group coaching sessions for continued support;
• and, more than 20 turnkey processes for advisors to access on-demand through a university style e-Learning platform.

Each of these processes incorporates learning tools such as audio recordings, videos, scripts, checklists and flowcharts, with all processes divided into simple steps for easy implementation.    This focus on education is all part of the company’s overarching mission to make holistic financial planning available to consumers nationwide, and the company believes it can best deliver on this mission by expanding training to include all financial advisors.

“In the new organizational structure, Clarity 2 Prosperity will serve as the stand-alone training, coaching and mentoring entity that will continue to develop IP and processes for advisors,” says Smith. “It is neither an IMO nor an RIA and does not provide or represent any financial products.”

Advisors interested in financial products and support can still work with Clarity’s sister organizations, C2P Advisory Group, the insurance marketing organization (IMO), and Prosperity Capital Advisors, an SEC-registered investment advisory firm (RIA).

For advisors who want to thrive post-DOL

December 6-8 in Las Vegas, Nevada

WHAT:     This Holistic Advisor Academy is a 1.5-day educational event designed for advisors who want to thrive post-DOL. Attendees will learn how to “DOL-Proof” their sales and planning processes, revenue and businesses as a whole.

With the greatest legislative change in the financial industry in more than 40 years, get to the core of what the DOL legislation means to your business with specific insight on the DOL rule, including an overview of what’s changing and how you’ll be impacted, points still up for determination, compliance considerations and highlights of recommended action steps. From proven, turnkey processes to tangible takeaways, get the tools you need—attending this event is in your best interest.

WHERE:     Holistic Advisor Academy—DOL Edition will be held in at The Mirage in Las Vegas, Nevada.

The Mirage

3400 S Las Vegas Blvd.

Las Vegas, NV 89109

WHEN:     December 6 – 7 p.m. (PT)

December 7 – 8 a.m. to 5 p.m. (PT)

December 8 – 8 a.m. to Noon (PT)

WHO:     Hosted by Clarity 2 Prosperity and Prosperity Capital Advisors, Holistic Advisor Academy—DOL Edition is led by advisors, coaches and business leaders, including founder Jason L Smith, a nationally-acclaimed speaker, financial planner, author, coach and DOL subject matter expert. As founder of one of the first IMOs to file for Financial Institution Exemption, Jason has had direct personal conversations with the Department of Labor and has worked with them on multiple occasions to gain an in depth understanding of the developing regulation. Jason has been featured in a wide variety of industry publications as well as on numerous webinars, podcasts, and training platforms breaking down and educating advisors on what the new rule may potentially mean to them, as well as teaching proven turnkey processes they can implement to proactively adapt their practices.

WHY:     Take the guesswork out of “DOL-Proofing” your overall practice with real, practical knowledge that includes topics such as: How to meet the best interest standards through a “DOL-Proof” holistic planning process; Implement a “DOL-Proof” sales process, without the need for expensive software; turn “documentation requirements” into a planning process that creates value for prospects; an exclusive, guided self-assessment on the DOL-readiness of your financial planning process to determine what areas need adjustment; the screening process used to select products and portfolios to meet the best interest standards for your clients; how to set a planning fee as well as protect the fees you’re already charging; how to introduce new lines of business to your firm that are not impacted by DOL regulation; build a business plan you can execute today for business post-DOL; step-by-step analysis of business expenses as you move into a fee-based industry and so much more.

DETAILS:     Tuition for the 1.5-day event is $499 and includes all meals during the event and a two-night stay at The Mirage in Las Vegas, Nevada. For more information about Holistic Advisor Academy and to register for this event, please visit C2PEvents.com.

For an advanced look at the topics covered at the event, visit C2PEvents.com and download the white paper “5 Critical Areas Impacted by the DOL Rule, and What You Can Do Now.”

About Clarity 2 Prosperity and Prosperity Capital Advisors

Clarity 2 Prosperity and Prosperity Capital Advisors are affiliated financial planning organizations with a mission to shift advisor focus from selling products to becoming holistic service providers, effectively serving the comprehensive needs of American families. For more information about Clarity 2 Prosperity visit Clarity2Prosperity.com or call (888) 240-1923 and for Prosperity Capital Advisors visit ProsperityCapitalAdvisors.com or call (888) 240-0064.

Prosperity Capital Advisors is an SEC registered investment adviser with its principal place of business in the State of Ohio. For more detailed information about Prosperity’s products and services, please visit www.adviserinfo.sec.gov or contact the firm at www.ProsperityCapitalAdvisors.com. Please read this disclosure statement carefully. Registration with the SEC does not imply any level of skill or expertise. PCA does not provide tax or legal advice.

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Index Protector^SM 7 is a new product for the investment advisory channel that provides additional portfolio diversification options for investment advisors and their clients

Cleveland, Ohio – September 20, 2016 — Sister companies, Clarity 2 Prosperity (C2P), the coaching and insurance division, and Prosperity Capital Advisors (PCA), an SEC Registered Investment Adviser, announce the distribution of a new fee-based fixed indexed annuity with optional guaranteed income rider is now available through its organization. The innovative product, the Index Protector 7 fixed-indexed annuity, meets the fee structuring requirements for fee-only or fee-based investment advisors, broker-dealers and RIAs, and will allow for adherence to the new compensation standards set forth by the Department of Labor’s Fiduciary Rule.

Clarity 2 Prosperity is an approved distribution partner for Great American Life Insurance Company®, the insurance company and product manufacturer of the Index Protector 7 fixed indexed annuity. As a strategic partner, C2P and PCA will bring this newfound capability to advisors and organizations that were otherwise limited in their ability to offer insurance-based annuities in the past. Clarity 2 Prosperity and Prosperity Capital Advisors will provide the distribution, training and product execution platforms, as well as the billing support associated with the launch and ongoing facilitation of the Index Protector 7.

The introduction of this product now allows investment advisors to offer their clients a fixed-indexed annuity solution that, unlike variable annuities they’ve been limited to using in the past, offers the opportunity to earn interest based on market performance with principal protection and the ability to create a structured secure guaranteed income stream for life. The Index Protector 7 offers competitive earning potential, tax-deferred growth and a return of premium guarantee.

“We commend Great American Life for being one of the first insurance companies to bring such a needed product innovation to the fee-based marketplace as a way to help advisors comply with the new DOL rule and for their speed in manufacturing a product compatible with these new guidelines,” said Jason L. Smith, founder and CEO of Clarity 2 Prosperity and Prosperity Capital Advisor. “Through this emerging market, the fee-based and fee-only planning community now has access to these practical retirement planning tools, and we’re proud to join them on the forefront as a distribution partner and in the continuation of our pursuit as an early adapter of the DOL Fiduciary Rule.”

For investment adviser representatives of Prosperity Capital Advisors, Clarity 2 Prosperity will provide training for the appropriate use of the product in a financial plan and the “best interest” standards to adhere to when making the recommendation. Prosperity Capital Advisors will support the execution and ongoing management of the product for the IARs of PCA as well as for all other advisors and organizations that wish to utilize the PCA platform to access the Index Protector 7 for use in their clients’ portfolios.

“As part of our commitment to uphold the DOL new fiduciary rules, we thoroughly screen available products in the marketplace to ensure recommendations follow ‘best interest’ standards,” said Dave Alison, CFP® and founding partner for Prosperity Capital Advisors. “This new product helps advisors and organizations meet those standards and provides new alternatives for the investment community, that, coupled with associated training in how it works within a comprehensive financial plan, provides these investment advisors more options to further diversify their clients’ portfolios.”

Investment advisors interested in offering this new product option to their clients or for more information on how this fixed indexed annuity would work as part of a comprehensive plan are encouraged to contact Clarity 2 Prosperity and Prosperity Capital Advisors by calling (888) 240-1923.

About Clarity 2 Prosperity and Prosperity Capital Advisors

Clarity 2 Prosperity Mastermind Group and Prosperity Capital Advisors are affiliated financial planning organizations with a mission to shift advisor focus from selling products to becoming holistic service providers, effectively serving the comprehensive needs of American families. For more information about Clarity 2 Prosperity visit www.Clarity2Prosperity.com or call (888) 240-1923 and for Prosperity Capital Advisors visit www.ProsperityCapitalAdvisors.com or call (888) 240-0064.

Prosperity Capital Advisors is an SEC registered investment adviser with its principal place of business in the State of Ohio. For more detailed information about Prosperity’s products and services, please visit www.adviserinfo.sec.gov or contact the firm at www.ProsperityCapitalAdvisors.com. Please read this disclosure statement carefully. Registration with the SEC does not imply any level of skill or expertise.

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The overwhelming growth trend of independent RIAs and dually licensed firms continues to be an undeniable force in the financial industry. Read Full Article

Financial Planning Organization Collecting Shoes to Help Fight Against Global Poverty

Cleveland, Ohio – February 25, 2015 – Clarity 2 Prosperity and Prosperity Capital Advisors, national financial planning organizations with offices throughout the country, has partnered with Soles4Souls, an international non-profit organization dedicated to fighting global poverty, for a national tax season fundraising campaign. Clarity 2 Prosperity and Prosperity Capital Advisors’ offices will become shoe drop-off locations from now until April 15 with a goal of collecting 25,000 shoes nationwide and changing 25,000 lives worldwide.

“Soles4Souls is a worthy cause that makes a difference in the lives of people in need around the world, and we’re excited to be partnering with them this tax season. By offering our advisors’ offices as shoe drop-off locations, we are providing an opportunity for communities across the nation to make a difference at home and in impoverished countries,” says Jason L Smith, founder of Clarity 2 Prosperity and Prosperity Capital Advisors.

Anyone is welcome to come by a participating office and drop off gently used or new shoes for men, woman and children or to make a financial contribution. Every pair of shoes donated comes with a charity receipt for as much as $16 a pair that can be used as a charitable deduction on next year’s tax return. Participating offices are located:

Atlantic Asset Advisors

Bonita Springs, Florida | www.atlanticaag.com

Atlas Advisory Group LLC

Cranford, New Jersey | www.atlasadvisorygroup.com

Client First Group 

West Bend, Wisconsin | www.clientfirstria.com

Dowd & Associates, Inc.

East Greenwich, Rhode Island | www.dowdassociates.us

EGSI Financial, Inc.

Dublin, Ohio | www.egsifinancial.com

Hammer Financial Group

Schererville, Indiana | www.hammerfinancialgroup.com

Marsh Professional Group

Knoxville, Tennessee | www.marshpros.com

McGregor Wealth Management

Castle Rock, Colorado | www.mgswealth.com

The Chamberlin Group

St Louis, Missouri | www.chamberlin-group.com

The JL Smith Group/Prosperity Capital Advisors             

Avon, Ohio | www.jlsmithgroup.com

The Silbernagel Group Inc.

Kewaskum, Wisconsin | www.realwealthmedia.com/sg

The Smith Group

Aiken, South Carolina | www.tsgwealth.com

Upstream Investment Partners

Lisle, Illinois | www.upstreamip.com

Woodard & Clark

Riverside, Rhode Island | www.woodardandclark.com

The top five offices that collect the most will be rewarded with a shoe distribution to a charity of their choice in their community. The top advisor will also be invited on a trip to Haiti to participate in a shoe distribution abroad. “This is a great opportunity to actually get a chance to see the results of your fundraising efforts in your own backyard as well as in a country that has experienced such hardship and devastation,” added Smith.

“Working with Clarity 2 Prosperity and Prosperity Capital Advisors is a terrific example of partnership,” said Buddy Teaster, CEO of Soles4Soles. “With C2P engaging their entire network of advisors and clients to donate shoes, Soles4Souls can impact 25,000 lives around the world. Jason and his team understand the power of business to do good, to help ‘wear out poverty,’ and we couldn’t be more excited to work with this team.”

The shoes that Clarity 2 Prosperity and Prosperity Capital Advisors’ offices collect will be delivered to Soles4Souls, who monetizes used shoes to create sustainable jobs in underdeveloped areas and funds direct relief efforts, including distribution of new shoes and clothing. Most of the reusable shoes will be distributed to microenterprise programs that create jobs in Haiti and other impoverished nations. The resulting revenue will help fund the free distribution of new shoes in the U.S. and overseas.

For more information on locations to donate in your area please go to http://bit.ly/C2PSoles4Souls. 

About Soles4Souls

Soles4Souls is a global not-for-profit institution dedicated to fighting the devastating impact and perpetuation of poverty. The organization advances its anti-poverty mission by collecting new and used shoes and clothes from individuals, schools, faith-based institutions, civic organizations and corporate partners, then distributing those shoes and clothes both via direct donations to people in need and by provisioning qualified micro-enterprise programs designed to create jobs in poor and disadvantaged communities. Since it began, Soles4Souls has distributed more than 22 million pairs of shoes in 127 countries. Based in Nashville, Tennessee, Soles4Souls is committed to the highest standards of operating and governance, and holds a four-star rating with Charity Navigator. Please visit www.soles4souls.org for more information.

About Clarity 2 Prosperity and Prosperity Capital Advisors

Clarity 2 Prosperity Mastermind Group and Prosperity Capital Advisors are affiliated financial planning organizations founded and led by advisors, coaches and business leaders. Their mission is to shift advisor focus from selling products to becoming holistic service providers, effectively serving the comprehensive needs of American families. Clarity 2 Prosperity partners with likeminded advisors who want to build holistic planning practices and trains them on how to incorporate investment, insurance, tax and estate planning into one congruent plan. Advisors are provided on-demand access to the financial planning, operational and marketing processes necessary to operate a holistic planning practice through the company’s innovative e-learning platform. For more information about Clarity 2 Prosperity visit www.Clarity2Prosperity.com or call 888-240-1923 and for Prosperity Capital Advisors visit www.ProsperityCapitalAdvisors.com or call 888-240-0064.

Prosperity Capital Advisors is an SEC registered investment adviser with its principal place of business in the State of Ohio. For more detailed information about Prosperity’s products and services, please visit www.adviserinfo.sec.gov or contact the firm at www.ProsperityCapitalAdvisors.com. Please read this disclosure statement carefully. Registration with the SEC does not imply any level of skill or expertise.

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