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C2P Enterprises
30400 Detroit Road, Suite 201
Westlake, OH 44145

(888) 240-1923

questions@c2penterprises.com

C2P Enterprises consists of four individual companies that share one vision: improving the lives of American families through holistic financial planning. Prosperity Capital Advisors is an SEC Registered Investment Adviser (RIA) that provides financial planning and holistic wealth management solutions to investment advisors and clients nationwide. Valor Capital Management is an SEC Registered Investment Adviser operating as a portfolio strategist and turnkey asset management program. Clarity Insurance Marketing is a best interest-focused insurance marketing organization that facilitates product screening, selection, and support for all lines of fixed insurance products. Clarity 2 Prosperity is a financial training, coaching, and IP development organization committed to simplifying financial planning for financial advisors while helping them understand best practices for integrating investment and insurance solutions in a single, holistic plan. Collectively, these organizations provide advisors the training, resources, products, and tools to successfully grow their independent advisory firm while serving in the best interest of each of their clients.

Clarity Insurance Marketing: Best Interest Solutions for Holistic Advisors

At Clarity Insurance Marketing, we work with holistic advisors committed to representing their clients’ best interests. As such, almost all our affiliated advisory practices have either an RIA, IAR, or registered representative of a broker-dealer in their office to help represent insurance as part of a holistic financial planning solution.

Contracted advisors will gain access to full-service support for our broad range of insurance offerings, including:

• Product screening & analysis
• Annuity new business & policy services
• Case design and illustration
• Licensing and contracting
• Compliance and supervision
• Product training and support
• Financial planning support from a CFP^®

Additionally, we have established a flexible and robust service structure through our sister companies to deliver the resources needed to grow your independent advisory practice, including:

Clarity 2 Prosperity: Delivering live and on-demand training opportunities to support the use of insurance products as part of a holistic plan. Their mission is to help advisors shift from a transactional mindset and planning process to holistic planners and service providers. As an active holistic advisor with Clarity Insurance Marketing meeting certain production requirements, you are afforded access to the 21 turnkey processes available through the training organization; all designed to help you with the marketing, practice management, and financial planning procedures of your firm.

Prosperity Capital Advisors: To complete a holistic planning experience, IARs of Prosperity Capital Advisors have access to an approved turnkey suite of materials and processes to help your clients create and grow wealth for the future. All while building a holistic plan that takes into account investments, insurance, taxes, estate planning, Social Security, and Medicare. Advisors who work with Prosperity Capital Advisors get paid by their clients for their planning time.

Want to Learn More?

Contact us or call (844) 381-4115 today to learn more about contracting and upcoming training opportunities.

Best Interest Philosophy

Rooted in a holistic financial planning philosophy, our founding partners have been adhering to a best interest planning process for more than a decade. We started Clarity Insurance Marketing to provide the training, resources, and support to advisors wanting to adhere to the same best interest standard.

From our product selection to our asset positioning philosophy, Clarity Insurance Marketing is dedicated to serving the end client’s best interest with appropriate insurance solutions as part of holistic financial planning. We work with and offer access to the most reputable insurance companies in the industry. We have vetted our carriers so you can feel confident in representing the top-quality products and most substantiated service histories available today to your clients.

Asset Positioning Philosophy

How Do I Position Fixed Indexed Annuities along with Assets Under Management?

When used appropriately as a part of holistic financial planning, there is no substitute that provides the same advantages of index annuities for principal protection to eliminate the sequence of returns risk in addition to tax-advantaged growth and predictable income. Clarity Insurance Marketing offers both fee-based and commission-based annuities and utilizes a proprietary, five-layer product screening process for best interest selection criteria.

Simple. Straight-Forward. Systematic: The Bucket Plan^® Best Interest Philosophy

At Clarity Insurance Marketing, we take a fiduciary-friendly planning approach to adhering to best interest standards. Not a cumbersome and confusing process. With a focus on client education, our products and recommendations will align with the client’s stage in The Money Cycle, as well as part of a structured plan that accounts for their immediate, short, and long-term goals.

Through access to our sister training company, Clarity 2 Prosperity, advisors working with Clarity Insurance Marketing will have access to The Bucket Plan^® Best Interest Process—a tested, duplicable planning process that adheres to the most up-to-date best interest standards available and provides data gathering and planning tools that identify, analyze and present recommendations to the client with accompanying documentation to support them.

Back Office Efficiency

At Clarity Insurance Marketing, our leadership team personally depends upon the efficient and accurate execution of issuing policies for use within their own advisory practices. In using the same systems and service as you, developing streamlined operations, proactive support and overall efficient back-office support is a continued priority guided by your daily business demands.

C2P | Leadership Team

Luke Ripienski, CFP®
Chief Compliance Officer

Simplifying Financial Planning for Financial Advisors and Their Clients

C2P Enterprises (C2PE) is a holding company comprised of four distinct brands, each designed to simplify financial planning for advisors and the clients they serve. United by the vision to provide planning and financial products and solutions in the best interest of the client, each company offers education, training, resources, and tools to meet a client’s unique financial situation, along with access to an array of investment and insurance vehicles to help accomplish their goals.

Each organization is committed to fiduciary best interest practices and raising industry standards for a higher quality of holistic financial planning services to families worldwide.

Best-selling Retirement Planning Book Now Available to Travelers Across the Country

Cleveland – October 3, 2017 – Jason L Smith, a nationally-acclaimed speaker, financial planner, author, coach, and entrepreneur now has his new best-selling book, “The Bucket Plan: Protecting and Growing Your Assets for a Worry-Free Retirement” available in Hudson bookstores in airports across the country. Achieving best-seller status in both the Retirement Planning and Wealth Management categories on Amazon, the book is currently featured on the hardcover table displays at Hudson News locations across the U.S., including New York (JFK & LGA), Los Angeles (LAX), Seattle (SEA/TAC), Denver (DEN), Chicago (MDW & ORD), Cleveland (CLE) and more. The book is also available at Amazon.com, Barnes & Noble and other independent bookstores.

“The reaction to the book has been amazing. The Bucket Plan concept is an easy-to-understand, straightforward way to organize your financial planning in a time when planning for retirement can be complicated and, quite frankly, intimidating,” says Smith. “Let’s face it; it is a scary time to retire for many. Because of this, I want to make sure that my book gets into the hands of as many people as possible, making holistic financial planning accessible to families worldwide. Partnering with Hudson News is an exciting step toward reaching this goal.”

“The Bucket Plan: Protecting and Growing your Assets for a Worry-Free Retirement” is based on a true story about retirement planning explained through the eyes of Jerry and Irene. The book is designed to educate current and future retirees with a simple, yet structured approach and illustrates how to plan for the now, soon and later years of retirement.

Smith has been successfully utilizing The Bucket Plan® planning process in his Cleveland-based financial planning firm for more than a decade and has been training other financial advisors on how to implement this turnkey approach to financial planning since 2011.

The foreword of the book was written by Ed Slott, CPA, who has been recognized by The Wall Street Journal as “America’s IRA Expert” and is a professional mentor to Smith.

“The Bucket Plan: Protecting and Growing Your Assets for a Worry-Free Retirement” is available for purchase at www.BarnesandNoble.com and www.Amazon.com. For more information, visit TheBucketPlanBook.com or follow The Bucket Plan on Facebook and Twitter.

New Entity Offers Access to Comprehensive Training, Coaching and Turnkey Processes to Industry

Cleveland, Ohio – March 16, 2017  – Clarity 2 Prosperity announces the launch of its fee-only training organization. This new entity offers financial advisors access to comprehensive training, coaching and mentoring as well as turnkey financial planning, innovative operations and marketing processes. These valuable resources will be available to all financial advisors, regardless of their corporate affiliations.

“We’ve heard from numerous advisors and institutions who craved the robust training we’ve developed in programs such as holistic planning and The Bucket Plan^® Best Interest Planning Process. Unfortunately, our previous structure limited our programs to financial professionals who were already associated with the Clarity brands,” says Jason L Smith, Founder and CEO of Clarity 2 Prosperity. “Now, all advisors—whether they work for an institution, are independent, or are licensed through other third parties—can tap into our programs and processes for a fee. In addition, we have also opened our programs to institutions who desire turnkey training for their advisor force.”

Over the past year, Smith has had direct lines of communication with the DOL and SEC and has gained the insight needed to get in front of upcoming legislative changes. While the final form and timeline of the fiduciary rule continues to take shape, Clarity 2 Prosperity’s offerings are designed to equip advisors and institutions with the processes they need to adapt and succeed in representing their client’s best interests in addition to new or evolving regulations. “We want to make sure all advisors, and not just those who work for multi-billion-dollar wirehouses, have the opportunity to not only survive but thrive, regardless as to how fiduciary regulation continues to evolve,” says Smith. “Our training gives individual advisors and small to mid-sized institutions a leg up and their clients access to planning processes that are truly in their best interest. It’s a win-win for all!”

“We’ve identified a gap in the industry” explains Dave Alison, Executive Vice President and Founding Partner of Clarity 2 Prosperity. “With holistic planning and documentation processes becoming more necessary and in greater demand, there are very few organizations as prepared to provide this level of training and resources to help advisors meet those needs. Regardless of legislation, advisors want to work in their client’s best interest, and all of our offerings are designed to help advisors do just that.”

Clarity 2 Prosperity’s offerings include:

• live, interactive training, both in large and small group formats, on multiple topics, including holistic planning and the best interest planning process;
• ongoing one-on-one or group coaching sessions for continued support;
• and, more than 20 turnkey processes for advisors to access on-demand through a university style e-Learning platform.

Each of these processes incorporates learning tools such as audio recordings, videos, scripts, checklists and flowcharts, with all processes divided into simple steps for easy implementation.    This focus on education is all part of the company’s overarching mission to make holistic financial planning available to consumers nationwide, and the company believes it can best deliver on this mission by expanding training to include all financial advisors.

“In the new organizational structure, Clarity 2 Prosperity will serve as the stand-alone training, coaching and mentoring entity that will continue to develop IP and processes for advisors,” says Smith. “It is neither an IMO nor an RIA and does not provide or represent any financial products.”

Advisors interested in financial products and support can still work with Clarity’s sister organizations, C2P Advisory Group, the insurance marketing organization (IMO), and Prosperity Capital Advisors, an SEC-registered investment advisory firm (RIA).